Vendor Payments

Pay Vendors Globally — at a Fraction of What Banks Charge.

Same-day vendor payments to 60+ countries. Lock your FX rate at approval. No SWIFT correspondent fees. Full AP automation with dual approval workflow.

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60+ Countries

FX Rate Locked

Dual Approval

Same-Day Settlement

AP-Grade Controls. Modern Rails.

Every feature your finance team requires — FX protection, dual approval, ERP sync, and same-day settlement in 60+ countries.

FX Rate Lock

Rate locked at the moment both approvers sign — not at settlement. Zero slippage on a $500K vendor run saves $5,000–$15,000 in FX drift.

Dual Approval

Two-signer authorization required before any batch executes. Set configurable thresholds — single approval under $5K, dual approval above.

10K Batch

Upload a CSV of up to 10,000 vendor invoices. Automatic validation of bank details, amounts, and currencies. One-click execution.

Same-Day Settlement

Route via local instant rails — SEPA Instant, PIX, SPEI, IMPS, FedNow — for same-day or next-day delivery.

Three Steps. Vendors Paid.

Upload Invoices

Batch-upload a CSV with vendor details, amounts, and currencies. Bitwage validates bank account details, checks for duplicates, and flags compliance issues.

Lock Rate & Approve

Review the payment summary — vendor list, amounts, FX rates. Both approvers sign off: rate locks at that moment. No FX exposure between approval and settlement.

Local Rail Delivery

Each vendor receives payment via the optimal rail — SEPA for Europe, PIX for Brazil, SPEI for Mexico, USDC where stablecoin is preferred.

SWIFT correspondent fees

Average settlement

FX slippage

Vendor Payments FAQ

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