IBAN for Raiffeisen Switzerland
Raiffeisen Switzerland is a major bank in Switzerland. IBANs at Raiffeisen Switzerland are 21 characters long with SWIFT/BIC code RAIFCH22. Swiss cooperative bank network. Clearing numbers 8070x.
Raiffeisen Switzerland
Switzerland · CHF
How to Pay Raiffeisen Switzerland in Switzerland via Bitwage
Bitwage routes payments to Raiffeisen Switzerland accounts via stablecoin rails or SWIFT wire. For most use cases, the stablecoin route is faster (< 1 minute) and cheaper.
Add Your Contractor
In Bitwage's contractor payments dashboard, add your Switzerland contractor. Enter their Raiffeisen Switzerland IBAN (21 characters) and SWIFT code RAIFCH22.
Fund Your Bitwage Balance
Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.
Execute the Payment
Bitwage converts your USD and routes via the optimal rail. Your contractor's Raiffeisen Switzerland account receives CHF directly.
Compliance & OFAC Screening
Bitwage screens every payment against OFAC sanctions lists before execution. International payments to Switzerland may require OFAC screening and contractor identity verification. Bitwage handles this automatically for all Switzerland payments.
Key Terms & Resources
Other Banks in Switzerland
Also paying contractors at other Switzerland banks?
Raiffeisen Switzerland IBAN FAQ
Common questions about Raiffeisen Switzerland IBAN format, SWIFT code, and paying Switzerland contractors.
Raiffeisen Switzerland IBANs are 21 characters long and start with CH. A typical example is CH48 8070 0000 0012 3456 5. Swiss cooperative bank network. Clearing numbers 8070x. For international payments you will also need the SWIFT/BIC code RAIFCH22.
The SWIFT/BIC code for Raiffeisen Switzerland is <strong>RAIFCH22</strong>. This identifies Raiffeisen Switzerland on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.
Add your contractor's Raiffeisen Switzerland IBAN and SWIFT code (RAIFCH22) to Bitwage's {{link:products/contractor-payments}} platform. Bitwage can route via stablecoin rails or SWIFT international wire transfer wire depending on your preference and the contractor's setup.
Yes. With {{link:products/masspay}} you can include any number of Switzerland contractors — including multiple Raiffeisen Switzerland accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.
Pay Raiffeisen Switzerland in Switzerland
Without the SWIFT Fee
Skip the $25–50 wire fee. Bitwage routes via stablecoin rails — faster and cheaper for every contractor payment.