Mass Payouts.
Any Currency.
Any Country.
Execute payroll runs of 10,000+ recipients across 140+ countries in a single CSV upload. Local rails, stablecoins, and crypto — routed automatically.
See how treasury management and built-in compliance work alongside mass payouts.
Batch Run #1,247
From Upload to Settlement in Three Steps
Finance teams run global payroll the same way they run domestic payroll — with a CSV and an approval.
Upload or Trigger
Upload a CSV via dashboard, trigger via the REST API, or run a pre-scheduled recurring batch. Automatic validation catches missing fields, duplicate recipients, and unsupported corridors before execution.
See MassPay batch processingApprove with Rate Lock
The approval summary shows every recipient, their rail, the FX rate, and total cost. Dual approval required above threshold. The FX rate locks the moment the second approver signs — not at settlement.
How FX rate lock worksMulti-Rail Settlement
Each recipient is routed to their optimal rail simultaneously. USDC for Argentina, SPEI for Mexico, SEPA for Germany. Settlement confirmations with transaction IDs appear in real-time.
Explore stablecoin railsEnterprise Payout Capabilities
10,000 Recipient Batches
Single CSV upload. Automatic validation. Duplicate detection. Execute in one approval.
27+ Local Rails
SPEI, PIX, SEPA, Faster Payments, IMPS, PESONet, FAST — each recipient gets their optimal rail.
FX Rate Lock
Rate guaranteed at approval. Not at settlement. Predictable FX cost on every run.
Sub-Minute Settlement
USDC settles in under 60s. Local instant rails in under 2 minutes. SEPA in under 10s.
Real-Time Tracking
Per-recipient settlement status, transaction IDs, and on-chain confirmations as they happen.
Recurring Schedules
Biweekly or monthly auto-run from Balance. 48h pre-run notifications. Skip or modify any run.
OFAC Pre-Screening
Every recipient screened before execution. Flagged recipients blocked without impacting the rest.
ERP Reconciliation
Auto-export to NetSuite, Sage Intacct, QuickBooks. Payment data synced with every run.
Top Payout Corridors
Country-specific payment rails, compliance requirements, and settlement timelines.
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Mass Payout FAQ
Common questions about batch processing, rail routing, and settlement.
The {{link:products/masspay}} platform supports up to 10,000 recipients per batch CSV upload. Large enterprises running weekly or biweekly contractor payrolls can segment by department, region, or currency — or combine everything into a single run. Each batch gets automatic validation, duplicate detection, and per-recipient rail routing before execution.
The platform selects the optimal rail per recipient: SPEI payment Mexico for Mexico, PIX instant payment Brazil for Brazil, SEPA bank transfer for the EU, UK Faster Payments for the UK, IMPS/UPI for India, PESONet for the Philippines, and USDC stablecoin for markets without instant domestic infrastructure. Fallback to SWIFT international wire transfer is available where needed.
The FX rate lock is set at the moment both approvers sign the payment run — not at settlement time. For a $500,000 payroll run converting USD to 12 currencies, this eliminates slippage between approval and execution. Rate locks are displayed in the pre-approval summary so finance teams can see the exact cost before committing.
Yes. A single batch can include recipients receiving via local bank transfer, USDC stablecoin, {{link:glossary/usdt-tether-stablecoin}}, Bitcoin, and Ethereum. Each recipient configures their preferred method during the {{link:products/contractor-payments}} self-service onboarding flow. The paying company never manages wallet addresses or crypto mechanics directly.
Settlement time depends on the destination rail. FedNow instant payment and RTP real-time payment fund the Bitwage Balance instantly in the US. USDC payouts settle on-chain in under 60 seconds. Local instant rails (SPEI, PIX, UPI, FAST) typically settle in under 2 minutes. SEPA instant settles in under 10 seconds. Standard SWIFT wires settle in 1–3 business days.
Ready to run your first global batch payout?
Start with a single CSV. Pay contractors or vendors in 140+ countries today.