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Asia-PacificPayment Rail

InstaPay
Philippines Payment Rail

Philippines' real-time low-value fund transfer system. Instant PHP transfers up to ₱50,000.

Pay via InstaPayAll Payment Rails

InstaPay Key Facts

Asia-Pacific Rail · Bitwage

Settlement Speed
< 1 minute
Typical Fees
No fee
Countries
Philippines

InstaPay Technical Specifications

How Bitwage Uses InstaPay

InstaPay vs SWIFT

Full stablecoin vs SWIFT comparison

InstaPay FAQ

Common questions about Philippines Payment Rail and how Bitwage uses it.

Other Payment Rails

Stablecoin

USDC

1–5 minutes
Europe

SEPA

Instant (< 10 seconds) via SEPA Instant; 1 business day via SCT
LATAM

PIX

< 10 seconds
LATAM

SPEI

< 30 seconds

Pay via InstaPay — Automatically

Bitwage routes payments through InstaPaywhen it's the optimal rail for your recipients. No configuration required.

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