SEPA Credit Transfer Payments
in Italy
Standard next-business-day EUR transfer via TARGET2.
SEPA Credit Transfer in Italy
Euro · EUR
Contractor must provide their IBAN and BIC.
Payment Journey
You fund in USD, stablecoin, or BTC — your contractor in Italy chooses how they receive it.
Fund your Bitwage Balance
USD via wire/ACH/FedNow, stablecoin (USDC/USDT), or BTC. Fund once — use for all payments.
Create a payment run
Add your Italy contractor(s) to a batch or individual payment. Set the amount in USD — Bitwage handles everything else.
Converts & delivers via SEPA Credit Transfer
FX rate locks at approval. Bitwage converts USD → local currency and routes the payment via SEPA Credit Transfer. Compliance screened automatically.
Funds arrive via SEPA Credit Transfer
Settlement: 1 business day. Fees: 0–0.3%. Contractor can also choose USDC, USDT, or Bitcoin instead — they set their preference once.
How SEPA Credit Transfer Works in Italy
Bitwage submits a SEPA Credit Transfer before the TARGET2 cut-off. Settlement occurs the following business day.
Compliance & Security
Italian freelancers (libero professionista or partita IVA) must register a VAT number (P.IVA) and issue electronic invoices (fattura elettronica) via the SDI system. Bitwage screens all payments against OFAC and EU sanctions lists.
Italy uses the Euro, eliminating FX risk for EUR-denominated contracts. Bitwage locks USD/EUR at execution for USD-funded payments.
Other Payment Methods in Italy
SEPA Credit Transfer in Italy FAQ
Common questions about SEPA Credit Transfer payments, settlement, fees, and requirements.
SEPA Credit Transfer payments to Italy typically settle in 1 business day. Bitwage locks your FX rate lock at execution time so recipients receive exactly the amount shown in the payment preview.
Bitwage charges 0–0.3% for SEPA Credit Transfer payments to Italy. There are no hidden per-transfer fees beyond the displayed rate. You can see the full cost breakdown before executing via our {{link:products/contractor-payments}} platform.
Contractor must provide their IBAN and BIC. Bitwage validates all payment details before executing. For batch payments to multiple contractors, use {{link:products/masspay}} to upload a CSV with all recipient details at once.
Yes. With {{link:products/masspay}} you can include any number of Italy-based contractors in a single payment run, mixing SEPA Credit Transfer with other local rails. All FX conversions are locked at batch payment processing execution time.
Start Sending SEPA Credit Transfer Payments to Italy
Settlement in 1 business day. Fees from 0–0.3%. OFAC screened on every payment.