IBAN for UniCredit
UniCredit is a major bank in Italy. IBANs at UniCredit are 27 characters long with SWIFT/BIC code UNCRITMM. Major European bank headquartered in Milan. ABI code 02008.
UniCredit
Italy · EUR
How to Pay UniCredit in Italy via Bitwage
Italy is in the SEPA zone. Bitwage routes payments to UniCredit accounts via SEPA instant transfer — typically settling in under 10 seconds, with fees far below a SWIFT wire.
Add Your Contractor
In Bitwage's contractor payments dashboard, add your Italy contractor. Enter their UniCredit IBAN (27 characters) and SWIFT code UNCRITMM.
Fund Your Bitwage Balance
Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.
Execute the Payment
Bitwage converts your USD to EUR and routes via SEPA. Your contractor's UniCredit account is credited — typically same day.
Compliance & OFAC Screening
Bitwage screens every payment against OFAC sanctions lists before execution. International payments to Italy may require standard EU AML checks and contractor W-8BEN documentation. Bitwage handles this automatically for all Italy payments.
Key Terms & Resources
Other Banks in Italy
Also paying contractors at other Italy banks?
UniCredit IBAN FAQ
Common questions about UniCredit IBAN format, SWIFT code, and paying Italy contractors.
UniCredit IBANs are 27 characters long and start with IT. A typical example is IT60 X054 2811 1010 0000 0123 456. Major European bank headquartered in Milan. ABI code 02008. For international payments you will also need the SWIFT/BIC code UNCRITMM.
The SWIFT/BIC code for UniCredit is <strong>UNCRITMM</strong>. This identifies UniCredit on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.
Add your contractor's UniCredit IBAN to Bitwage's {{link:products/contractor-payments}} platform. Since Italy is in the SEPA bank transfer zone, Bitwage routes the payment via SEPA instant — typically settling in seconds at near-zero cost. No SWIFT wire fee.
Yes. With {{link:products/masspay}} you can include any number of Italy contractors — including multiple UniCredit accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.
Related Resources
Pay UniCredit in Italy
Without the SWIFT Fee
Skip the $25–50 wire fee. Bitwage routes via SEPA instant — faster and cheaper for every contractor payment.