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IT · IBAN 27 chars
SEPA Zone

IBAN in Italy

Italy IBANs are 27 characters long, starting with IT. Below you'll find the format, an example, and 5 major banks with SWIFT codes.

Italy IBAN Format

Euro · EUR

IBAN Length
27 characters
Country Code
IT
Currency
EUR (Euro)
SEPA Zone
Yes — free SEPA transfers
IBAN Format
ITkk XCCC CBBB BBCC CCCC CCCC CCC
Example IBAN
IT60 X054 2811 1010 0000 0123 456

Italy IBAN Structure

2-letter country code + 2 check digits + 1 CIN letter + 5-digit ABI bank code + 5-digit CAB branch code + 12-char account number

Example
IT60 X054 2811 1010 0000 0123 456

How Bitwage Pays Italy

Bitwage routes Italy contractor payments via SEPA instant transfer — typically free and settling in under 10 seconds. You enter the contractor's IBAN and SWIFT code; Bitwage handles FX conversion and routing.

See all Italy payment rails

Major Banks in Italy with SWIFT Codes

Click any bank for a bank-specific IBAN example and payment instructions.

BankSWIFT / BIC
Intesa SanpaoloBCITITMMIBAN guide
UniCreditUNCRITMMIBAN guide
Banca Monte dei Paschi di SienaPASCITMMIBAN guide
BNL (BNP Paribas Italy)BNLIITRRXXXIBAN guide
FinecoBankSELBIT2BIBAN guide

Skip the SWIFT fee. Pay via Bitwage.

Route Italy contractor payments via SEPA — same-day, near-zero fees.

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Italy IBAN FAQ

Common questions about Italy IBAN format, validation, and international payments.

Italy IBANs are 27 characters long and always start with IT. The structure is: 2-letter country code + 2 check digits + 1 CIN letter + 5-digit ABI bank code + 5-digit CAB branch code + 12-char account number. An example Italy IBAN looks like: IT60 X054 2811 1010 0000 0123 456.

For SEPA payments within the EU/EEA — including to Italy — the IBAN alone is sufficient. For international SWIFT international wire transfer wires from outside the SEPA zone, you will also need the bank's BIC/SWIFT code.

Italy is in the SEPA bank transfer zone, so Bitwage routes your payment via SEPA — typically for free or a fraction of a percent. No $25–50 SWIFT wire fee. Just enter the contractor's IBAN and Bitwage handles the rest via {{link:products/contractor-payments}}.

A valid Italy IBAN is exactly 27 characters, starts with IT, and passes the mod-97 check digit algorithm. Bitwage validates all IBANs automatically before routing any payment — preventing misdirected funds. For batch payments, use {{link:products/masspay}} with CSV upload.

Ready to Pay Italy Contractors?

Skip the SWIFT fee. Bitwage routes via SEPA instant — faster and cheaper.