IBAN in Austria
Austria IBANs are 20 characters long, starting with AT. Below you'll find the format, an example, and 5 major banks with SWIFT codes.
Austria IBAN Format
Euro · EUR
Austria IBAN Structure
2-letter country code + 2 check digits + 5-digit bank code + 11-digit account number
Major Banks in Austria with SWIFT Codes
Click any bank for a bank-specific IBAN example and payment instructions.
| Bank | SWIFT / BIC | |
|---|---|---|
| Erste Bank | GIBAATWW | IBAN guide |
| Raiffeisen Bank International | RZOOAT2L | IBAN guide |
| Bank Austria (UniCredit) | BKAUATWW | IBAN guide |
| BAWAG P.S.K. | BAWAATWW | IBAN guide |
| N26 (Austria) | NTSBDEB1 | IBAN guide |
Skip the SWIFT fee. Pay via Bitwage.
Route Austria contractor payments via SEPA — same-day, near-zero fees.
Austria IBAN FAQ
Common questions about Austria IBAN format, validation, and international payments.
Austria IBANs are 20 characters long and always start with AT. The structure is: 2-letter country code + 2 check digits + 5-digit bank code + 11-digit account number. An example Austria IBAN looks like: AT61 1904 3002 3457 3201.
For SEPA payments within the EU/EEA — including to Austria — the IBAN alone is sufficient. For international SWIFT international wire transfer wires from outside the SEPA zone, you will also need the bank's BIC/SWIFT code.
Austria is in the SEPA bank transfer zone, so Bitwage routes your payment via SEPA — typically for free or a fraction of a percent. No $25–50 SWIFT wire fee. Just enter the contractor's IBAN and Bitwage handles the rest via {{link:products/contractor-payments}}.
A valid Austria IBAN is exactly 20 characters, starts with AT, and passes the mod-97 check digit algorithm. Bitwage validates all IBANs automatically before routing any payment — preventing misdirected funds. For batch payments, use {{link:products/masspay}} with CSV upload.
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